k74 Privacy Policy

1 Introduction

k74 ("we," "us," or "our") is committed to protecting the privacy and personal data of all players who use the k74 online gaming platform at https://k74.asia. This Privacy Policy describes how k74 collects, uses, stores, shares, and protects personal data in connection with the operation of the k74 platform and all associated services.

This Privacy Policy applies to all players registered on the k74 platform, visitors to the k74 website, and any other individuals whose personal data k74 processes in connection with its services. It should be read together with the k74 Terms & Conditions.

k74 is committed to full compliance with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173), its Implementing Rules and Regulations, and all applicable issuances of the National Privacy Commission (NPC) of the Philippines. k74 also adheres to applicable PAGCOR data handling requirements for licensed gaming operators.

2 Data Controller

For the purposes of the Philippine Data Privacy Act of 2012, k74 is the personal information controller in respect of the personal data it collects and processes in connection with the k74 platform. This means k74 determines the purposes and means of processing your personal data.

If you have any questions about how k74 handles your personal data, or if you wish to exercise any of your data subject rights, you may contact k74's Data Protection Officer at: [email protected]

3 Personal Data We Collect

k74 collects the following categories of personal data from players and platform users:

Identity & Contact Data:

• Full legal name as it appears on a government-issued ID;
• Date of birth (to verify the 21+ age requirement);
• Philippine mobile number;
• Email address;
• Residential address in the Philippines;
• Government-issued ID details (e.g., PhilSys ID, passport, driver's licence, UMID) for KYC verification.

Financial Data:

• GCash or PayMaya account details linked to your k74 account;
• Bank account details (BPI, BDO, Metrobank) where applicable;
• Transaction history, including deposits, withdrawals, and wager records;
• Source of funds documentation where required by anti-money laundering regulations.

Technical & Usage Data:

• IP address and approximate geolocation;
• Device type, operating system, and browser information;
• Login timestamps and session duration;
• Pages visited, games played, and features used on the k74 platform;
• Cookies and similar tracking technologies (see Section 8).

Communications Data:

• Records of communications between you and k74 customer support;
• Feedback, complaints, and dispute records.

4 How We Collect Your Data

k74 collects personal data through the following means:

• Direct collection: Data you provide when registering an account, completing KYC verification, making deposits or withdrawals, contacting customer support, or participating in promotions;
• Automated collection: Technical and usage data collected automatically when you access and use the k74 platform, including through cookies and similar technologies;
• Third-party sources: Identity verification data from KYC service providers; fraud prevention data from anti-fraud service providers; payment data from GCash, PayMaya, and banking partners in connection with transaction processing;
• Regulatory sources: Data received from PAGCOR or other regulatory authorities in connection with licensing compliance or investigations.

5 How We Use Your Personal Data

k74 uses the personal data it collects for the following purposes:

• Account management: To create, maintain, and manage your k74 player account;
• Identity verification: To verify your identity and age (21+) in compliance with PAGCOR licensing requirements and Philippine law;
• Payment processing: To process deposits and withdrawals via GCash, PayMaya, BPI, BDO, Metrobank, and ShopeePay;
• Service delivery: To provide access to games, promotions, and all other features of the k74 platform;
• Security & fraud prevention: To detect, investigate, and prevent fraudulent activity, money laundering, and unauthorized account access;
• Legal compliance: To comply with applicable Philippine laws, PAGCOR regulations, anti-money laundering obligations, and lawful requests from regulatory authorities;
• Responsible gaming: To monitor gaming activity and apply responsible gaming tools such as deposit limits and self-exclusion where appropriate;
• Customer support: To respond to your inquiries, complaints, and support requests;
• Platform improvement: To analyze usage patterns and improve the k74 platform, games, and user experience;
• Marketing: To send you promotional offers and updates about k74, subject to your marketing preferences (see Section 13).

6 Legal Basis for Processing

k74 processes your personal data on the following legal bases under the Philippine Data Privacy Act of 2012:

• Contractual necessity: Processing required to perform the contract between you and k74 — including account registration, payment processing, and service delivery;
• Legal obligation: Processing required to comply with applicable Philippine laws and regulations, including PAGCOR licensing conditions, anti-money laundering laws, and tax obligations;
• Legitimate interests: Processing necessary for k74's legitimate business interests, including fraud prevention, platform security, and service improvement, where these interests are not overridden by your data protection rights;
• Consent: Processing based on your freely given, specific, and informed consent — primarily in the context of marketing communications. You may withdraw consent at any time without affecting the lawfulness of prior processing.

7 Data Sharing & Disclosure

k74 does not sell, rent, or trade your personal data to third parties for their own commercial purposes. k74 may share your personal data with the following categories of recipients only to the extent necessary for the purposes described in this Privacy Policy:

• Payment processors: GCash, PayMaya, BPI, BDO, Metrobank, and ShopeePay, for the purpose of processing deposits and withdrawals;
• KYC and identity verification providers: Third-party service providers engaged to verify player identity and age in compliance with PAGCOR requirements;
• Fraud prevention and AML service providers: Third-party providers engaged to detect and prevent fraud, money laundering, and other financial crimes;
• Game content providers: Licensed game studios and live dealer operators whose games are available on the k74 platform, to the extent necessary to deliver those games;
• Regulatory authorities: PAGCOR, the National Privacy Commission, the Anti-Money Laundering Council (AMLC), law enforcement agencies, and other competent Philippine authorities, where disclosure is required by law or lawful order;
• Professional advisers: Legal, accounting, and auditing professionals engaged by k74, subject to professional confidentiality obligations;
• Business transfers: In the event of a merger, acquisition, or sale of all or part of k74's business, your personal data may be transferred to the acquiring entity, subject to equivalent privacy protections.

All third-party service providers engaged by k74 are required to process personal data only on k74's instructions and in accordance with applicable data protection law.

8 Cookies & Tracking Technologies

k74 uses cookies and similar tracking technologies on the k74 platform to enhance your experience, analyze platform usage, and support security functions. The following types of cookies may be used:

• Strictly necessary cookies: Essential for the operation of the k74 platform, including maintaining your login session and enabling secure transactions. These cannot be disabled.
• Functional cookies: Used to remember your preferences, such as language settings and display options, to personalize your experience on the platform.
• Analytics cookies: Used to collect aggregated, anonymized data about how players use the k74 platform, helping us identify areas for improvement.
• Security cookies: Used to detect and prevent fraudulent activity, unauthorized access, and other security threats.

You may control non-essential cookies through your browser settings. Please note that disabling certain cookies may affect the functionality of the k74 platform. By continuing to use the k74 platform after being informed of our cookie practices, you consent to the use of cookies as described in this section.

9 Data Retention

k74 retains personal data for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, regulatory, accounting, or reporting requirements.

When personal data is no longer required for any lawful purpose, k74 will securely delete or anonymize it in accordance with applicable data protection standards. Where anonymization is not practicable, k74 will securely destroy the data.

10 Data Security

k74 implements appropriate technical and organizational measures to protect your personal data against unauthorized access, accidental loss, destruction, alteration, or disclosure. These measures include:

• SSL/TLS encryption for all data transmitted between your device and the k74 platform;
• Encryption of sensitive data at rest, including financial data and identity documents;
• Access controls limiting personal data access to authorized k74 personnel on a need-to-know basis;
• Regular security assessments and penetration testing of the k74 platform;
• Staff training on data protection and information security obligations;
• Incident response procedures for detecting, reporting, and managing personal data breaches.

In the event of a personal data breach that is likely to result in a risk to your rights and freedoms, k74 will notify the National Privacy Commission and affected players in accordance with the requirements of the Philippine Data Privacy Act of 2012 and NPC Circular No. 16-03.

While k74 takes all reasonable steps to protect your personal data, no method of transmission over the internet or electronic storage is completely secure. You are also responsible for keeping your k74 account credentials confidential and for ensuring the security of your own devices.

11 Your Data Subject Rights

Under the Philippine Data Privacy Act of 2012, you have the following rights in respect of your personal data held by k74:

• Right to be informed: The right to be informed of how your personal data is collected and processed — which this Privacy Policy fulfills;
• Right of access: The right to request a copy of the personal data k74 holds about you;
• Right to rectification: The right to request correction of inaccurate or incomplete personal data;
• Right to erasure: The right to request deletion of your personal data where it is no longer necessary for the purposes for which it was collected, subject to k74's legal retention obligations;
• Right to object: The right to object to the processing of your personal data for direct marketing purposes or on grounds relating to your particular situation;
• Right to data portability: The right to receive your personal data in a structured, commonly used, and machine-readable format;
• Right to lodge a complaint: The right to lodge a complaint with the National Privacy Commission of the Philippines if you believe k74 has processed your personal data in violation of the Data Privacy Act.

To exercise any of these rights, please contact k74's Data Protection Officer at [email protected]. k74 will respond to all data subject requests within thirty (30) days of receipt, in accordance with NPC guidelines. k74 may request proof of identity before processing a data subject request.

12 Children's Privacy

If you are a parent or guardian and believe that your child under the age of 21 has provided personal data to k74, please contact us immediately at [email protected] so that we can take appropriate action.

13 Marketing Communications

With your consent, k74 may send you promotional communications about new games, bonuses, special offers, and other k74 news via SMS, email, or in-platform notifications. You may opt out of marketing communications at any time by:

• Clicking the unsubscribe link in any marketing email from k74;
• Updating your communication preferences in your k74 account settings; or
• Contacting k74 customer support at [email protected].

Opting out of marketing communications will not affect your ability to use the k74 platform or receive transactional communications related to your account, such as deposit confirmations, withdrawal notifications, and security alerts.

14 Changes to This Privacy Policy

k74 reserves the right to update or amend this Privacy Policy at any time to reflect changes in our data practices, applicable law, or regulatory requirements. When material changes are made, k74 will update the "Last Updated" date at the top of this document and, where appropriate, notify players via email or in-platform notification.

Your continued use of the k74 platform following the publication of any revised Privacy Policy constitutes your acknowledgment of the changes. We encourage you to review this Privacy Policy periodically to stay informed about how k74 protects your personal data.

15 Contact & Complaints

If you have any questions, concerns, or complaints about this Privacy Policy or k74's data practices, please contact our Data Protection Officer:

If you are not satisfied with k74's response to your privacy complaint, you have the right to lodge a complaint with the National Privacy Commission of the Philippines (NPC). The NPC is the independent regulatory body responsible for administering and implementing the Data Privacy Act of 2012 in the Philippines.